What measures of the Central Bank to application security testing orchestration (asto) combat “black creditors” have
We have two main tools. We use early stage fraud detection. We publish a list of such companies and thus warn citizens. If a “black lender” operates on the Internet, we block its website.
Another tool is criminal prosecution for illegal i
ssuance of consumer loans. Last year, an article “Illegal implementation of activities related to the provision of consumer loans (credits)” was introduced into the Criminal Code. The maximum penalty under it is up to three years of imprisonment.
Give advice to Russians: what exactly
should they pay attention to now in order to avoid becoming a victim of a “black lender”?
To understand whether the lender is legal or not, you need the benefits of webinars that you didn’t know about yet to check the company on the Central Bank website. In the register of pawnshops, microfinance organizations, consumer credit cooperatives, and the list of credit organizations. Only they have the right to provide consumer loans and credits on an ongoing basis. Remember that individual entrepreneurs alb directory and individuals do not have the right to issue consumer loans.
— Why do people still fall for the bait of these violators?Fraudsters call posing as bank employees and report a currency shortage