those that do not generate stable income, are of the same nature as assets in the the complete guide to mastering sales goal spreadsheets perimeter of the ecosystem. In principle, this is one of the problems of our banks, the banking system – that there are such investments.
We looked at the international regulatory
experience in even more detail. There is a spectrum of prohibitions on this type of activity – Americans allow investments in assets related to banking, and not in everything: construction, entertainment, and everything else. In other countries, this is also regulated in some way: risk weights, etc.
Such non-core assets may appear on a bank’s balance sheet. They appear during a crisis, when borrowers left the market and left collateral with banks. But at some point in time, the bank must get rid of these non-core assets. And it turns out that from crisis to crisis, this trail of non-core assets not only continues, but also increases. This is a problem for the banking reasons to invest right now system, vulnerability, it can create potential risks for creditors and borrowers.
If this is an investment activity
then the bank should do it, covering it with capital at the expense america email of shareholders, but not at the expense of depositors. If you want someone to invest your money, go to an investment fund, there are professional managers there, they will invest your money.