and believe that more than 95% of clients will be in the green what is the function of an epithet in brand building? zone (the platform has received the unofficial name “Traffic Light” since it divides clients into three zones – green, yellow and red. – RBC). That is, we tell banks: this client is in the green zone, everything is fine with him. Of course, the bank has the right to check something, but it knows that the Central Bank will not come and ask.
Carry out these or those procedures
and did not notice these or those dubious transactions? The risks for a commercial bank in relation to us as a supervisory authority are removed for all such clients. There will be a small share of business in the red zone with obvious signs of laundering. And the rest – clients in the yellow zone – the bank will be obliged to check, that’s where it must build its compliance in full. But we believe that this will not be a very large number of clients. A client in the yellow zone will have the opportunity, as it happens now, to prove that he is carrying out normal transactions.
We will keep the same rehabilitation procedure
that we have, but it will work with fewer of these companies. In any case, in my what each person writes. opinion, this system will be more effective than the current one.
— Another long-term innovation of the Central Bank is the digital ruble. At one america email time, non-cash payments took a long time to gain popularity among the population. How can the digital ruble attract the end user? What are you betting on? Will it be in demand as a means of payment?