t the most popular form of money. We believe that the process will be gradual. Non-cash also what is the function of an epithet in copywriting? gradually gained popularity. When it became more convenient and easier technologically, there was practically an explosion of non-cash technologies. Even seven years ago, some people suggested: let’s ban large sales for cash, cars, something else. Our position has always been that non-cash should be made convenient, and then people will simply refuse cash, which is what we saw. Such things cannot be done with bans, people must choose for themselves.
The digital ruble, I think, it will also be gradual
What will be the convenience for people? First, the ability to access the wallet regardless of the bank where the account is opened. It will always be available to you, this wallet of yours. Second, there will be more attractive tariffs, we believe, at the level of the SBP [Fast Payment System]. After all, the SBP, giving such tariffs, does not work at a loss. The point is that the improve the experience current level of technology allows transaction costs to be reduced. And such projects reveal these opportunities. When there is no monopoly or oligopoly setting of tariffs.
Plus additional elements that may arise
We believe that these qualities will be in demand, people will gradually try, look at america email some payments. If it is more convenient, they will switch, they will keep money in three forms, as now they keep it in two.