Opular when illegal lenders work under the guise of a pawnshop to help professionals and individuals further or consignment shop. That is, a person initially goes to a pawnshop, but in the end, an agreement is concluded with a consignment shop, a separate individual entrepreneur. And all payments are made through his accounts. This scheme appeared several years ago, but has become especially relevant this year. More than 40% of illegal lenders use it.
Fraudsters also actively use the sale and leaseback
scheme n the first quarter, we found 10 companies “hiding” behind sale and leaseback. Moreover, the dynamics of the first quarter are often not indicative; fraudsters usually gain “acceleration” closer to the end of the year. In 2019-2021 , more than 180 companies were identified that used sale and leaseback.
“Black lenders” issue loans secured by an apartment
or car under the guise of a sale and leaseback. The property interim chief executive officer is in fact sold to the “black lender”, and the client uses it as a tenant. You need a loan for 10 thousand rubles, and the collateral is much more. Therefore, fraudsters do alb directory everything to prevent a person from repaying the loan, and to seize the collateral. The subject of the collateral can be a single apartment or car.