— One of the negative consequences of non-cash payments, especially how to create the most popular hashtags? recently, is social engineering. At the same time, bank refunds for fraudulent payments are decreasing. And the Central Bank said that it was going to somehow change the refund mechanism. What exactly are the planned changes? What do you dislike about the current system and what would you like to change?
Indeed, there are not many returns
he problem is that the fraudsters withdraw this money very quickly. The bank cannot even do anything if it is withdrawn. And the client only realizes what he did, after some time contacts the bank, and the money is no longer in this bank.
Therefore, the decisive factor here is the speed of response and decision-making. And it turns out that law enforcement agencies are forced to spend two to three months to obtain the necessary information about the accounts through which the stolen funds were withdrawn. At the same time, FinCERT of the Bank of Russia receives such information from the credit institution what advantages does branding provide? as soon as the client contacts the bank and it is recognized that the transaction was made without his consent.
And just recently, together with the Ministry
of Finance and colleagues from law enforcement agencies, a bill was developed that america email will give us the opportunity to exchange information on fraud related to transfers in real time.